Adoption...it's expensive

If you don't care about money (like me, typically)... skip this post and come back when I have something more interesting to say. 

For the rest of you, I wanted to break down a little of why adoption is so expensive for those who don't know. I didn't know why it was, just that it was, when we started. 

Expenses:
Lawyer Fees - $4,000-$5,000
Complete Home Study - $4,500 - $5,000
Birth Mother Living Expenses- $4,000 max. (in IN)
Birth Mother Medical - $0-$5,000 (depending on what type of insurance she has)

Marketing - $5,000
Counseling/Support/all the amazing things the agency does- $13,000-$18,000

Reimbursements:

Federal Tax Credit - $13,810

Indiana Tax Credit - $1,000

Cummins Adoption Support - $5,000

So we're looking at something like $35,000 we need to front and around $15,000 that we won't get reimbursed for.

That leads us to funding options. Again, this is meant to be educational, if you don't care, skip this part.

Some people put it on credit cards or take out an unsecured loan, but we were able to do a line of credit on our house,  so we'll be able to pay it off over time, and front the $20,000 that we will get reimbursed for. 

But at the request of friends, we've set up an account with a nonprofit agency that if you would like to donate you can do so and it is tax-deductible. Please do not feel obligated to do so, we have a plan to cover the expenses. 

Here is the link to the page. Thank you. 

https://adopttogether.org/families/?fundraiser=earnest-family-adoption-3

So you know, the organization for the donations takes 5% of what is raised to cover their costs.